Please read these terms carefully before using our services.
Last Updated: 22 May 2026
These Terms & Conditions govern your use of the services provided by Ensova Capital Management, a subsidiary of Ensova Technologies (Pvt). Ltd. By opening an account or engaging our investment services, you agree to be bound by these terms.
To use our services, you must:
To open an investment account, you must complete our onboarding process which includes:
You are responsible for maintaining the confidentiality of your account credentials and all activities under your account. Notify us immediately of any unauthorized access.
By investing with Ensova Capital Management, you acknowledge and agree to the following:
The minimum investment amount is $10,000 USD (or equivalent in PKR/USDT at prevailing exchange rates).
We offer two investment strategies: Conservative — a lower-risk strategy focused on capital preservation, weighted toward T-Bills, PSX, and stable assets; and Moderate — an actively managed, higher-risk strategy focused on capital growth across digital assets, FX, and equities.
Important: Past performance does not guarantee future results. All returns are subject to market conditions and are not guaranteed.
You grant Ensova Capital Management full discretionary authority to manage your portfolio across FX, Stocks, Indices, Commodities, Crypto, and Money Market instruments without requiring trade-by-trade approval.
Ensova Capital Management operates on a pure performance-based model:
We apply a defined risk framework including diversification across asset classes and a maximum 10% drawdown limit per mandate, with continuous monitoring governing exposure on every position. All investments nonetheless carry risk, including the possible loss of capital.
To withdraw your capital, submit a written request with 60 days' notice. Funds are returned via the same method as your original deposit (bank transfer, USDT, etc.). Monthly profit distributions are credited automatically and may be received separately.
A 2-month minimum lock-in period applies to all investments from the date capital is deposited and active management begins.
We comply with all applicable Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations. We may request additional documentation at any time to verify identity, source of funds, or for ongoing compliance monitoring.
We treat your personal and financial information with strict confidentiality in accordance with our Privacy Policy and applicable Pakistani data protection laws.
Either party may terminate the relationship subject to the lock-in period and notice requirements set out above. We reserve the right to suspend or close accounts that breach these terms or applicable law.
Ensova Capital Management is not liable for losses arising from market conditions, events beyond our reasonable control, or decisions made within the agreed discretionary mandate. Nothing in these terms excludes liability that cannot be excluded under applicable law.
These terms are governed by the laws of the Islamic Republic of Pakistan and fall under the regulatory frameworks of the SECP and PVARA.
Questions about these terms? Contact us at [email protected].